Resources for artists and small businesses
Please keep in mind that if you are an artist you are probably also a small business so please take advantage of all the resources available to you.
Assistance with grant applications
Where grants are available, the Crisfield Arts and Entertainment District Project will be assisting artists and small businesses in the Crisfield Arts & Entertainment District on a first come-first serve basis with grant applications for funding lost from restrictions imposed related to the coronavirus. Many of these applications are quite simple and small businesses and artists may wish to apply for these directly, please see links below.
To be considered for grant application assistance, please email a statement on why you may qualify to receive emergency funding. The CAED Project board will vote on approval for all requests for grant application assistance.
Small Business Resources
City of Crisifeld information cityofcrisfield-md.gov/
Small Business Development Center mdsbdc.umd.edu/locations/eastern-region
Small Business Administration (SBA)
Direct link to SBA Economic Injury Disaster Loan information from the City of Crisfield conta.cc/2TZUqRv
The SBA has agreed to offer targeted, low-interest disaster recovery loans to impacted businesses to help overcome the temporary loss of revenue they are experiencing. Here are some key points about the Economic Injury Disaster Loans (EIDL):
- They're available to qualifying small businesses with no other access to credit and can be used to pay fixed debts, payroll, accounts payable and other bills that can't be paid because of the disaster's impact.
- The interest rate is 3.75% for small businesses and 2.75% for non-profits.
- They offer long-term repayment options, up to a maximum of 30 years.
State of Maryland Relief – Grant /Loan
Loans up to $50,000 (not to exceed three months of cash operating expenses) open to Maryland businesses impacted by the COVID-19 with fewer than 50 employees. Apply at commerce.maryland.gov/fund/maryland-small-business-covid-19-emergency-relief-loan-fund
Grants up to $10,000 not to exceed 3 months of cash operating expenses for Maryland businesses and nonprofits impacted by the COVID-19 with 50 or fewer employees. Apply at commerce.maryland.gov/fund/maryland-small-business-covid-19-emergency-relief-grant-fund
Maryland State Arts Council In response to the COVID-19 State of Emergency, the Maryland State Arts Council (MSAC) has created special grant opportunities that provide emergency funding to arts organizations and artists in Maryland as they adjust to losses sustained because of programming, operations, and events that have been modified or cancelled.
For Organizations: to be eligible for MSAC Emergency Grants, the organization must submit proof of ineligibility or proof that an application has been approved or declined for one of the following:
For Independent Artists: to be eligible for MSAC Emergency Grants, the artist must submit proof of ineligibility for Unemployment Insurance (UI) or proof that they have either exhausted UI benefits, (including Pandemic Emergency Unemployment Compensation and Pandemic Unemployment Assistance) or that UI benefits do not fully cover losses sustained as a result of the Governor’s declared State of Emergency in relationship to COVID-19.
Somerset County Arts Council
If you are an artist and live in Somerset County who has been affected by the situation going on in the world today, we can help. We are offering Artist Disaster Relief Grants. The grants are up to $200 and we have a limited amount of them. Please email and you will receive a copy of the grant form. If you don't have internet, please email me and I will mail you the form. Please don't hesitate to email with questions but please understand we will reply as soon as we can.
Survey on the economic impact: All members of the Maryland Arts Sector are being asked to complete this survey on the economic impact of COVID-19. This may help us receive future funding.
List of resources for artists (including musicians and other performing arts) is available here:
Art Bike Rack Design: The Maryland State Arts Council has awarded the Crisfield Arts & Entertainment District Project funding for the design phase of an art bike rack competition. Three artists will be awarded $500 each with at least one awardee selected from Somerset County. Artists do not have to be familiar with three-dimension design to compete. Applications are due by April 2. More information and applications can be found at here
Hold a workshop and get paid: Although we can't currently schedule workshops, we can get your name on the list for scheduling as soon as restrictions lift. If you are an artist with a skill that you would like to share, consider pitching your idea to hold a workshop at the Corbin Studio & Gallery. If you teach a musical instrument, paint, draw or are a photographer, a performing artist, a writer, a hip-hop artist, vidoegrapher, or an expert in another field of art that you would like to share please consider applying. Workshop instructors are usually paid $200 for a two to four hour workshop but rates may vary depending on expertise and workshop requirements. Please go to corbinartgallery.com/about and select the "Apply to held an event" button.
The GoFundMe Small Business Relief Fund will be issuing $500 matching grants to qualifying businesses that raise at least $500 Read more gofundme.com/c/small-business-relief-initiative-and-fund-faqs